Personal Umbrella Insurance
Example: an $850,000 accident judgment can easily exceed the liability limits of a standard home or auto policy — leaving your savings and future income exposed. A personal umbrella policy extends your liability protection well beyond those limits.
More Examples
- A guest is seriously injured on your property
- You're found liable in an auto accident with significant injuries
- You're sued for something a family member did
Umbrella policies are often surprisingly affordable — coverage can start around $150/year depending on your underlying policies.